Gallatin TN Luxury Homes at $700K and Up: 224 Sales, a $949,500 Median and Where They Closed (2026)

Gallatin closed 224 homes at $700,000 or more in the past year, at a $949,500 median. The zone with the highest median was not the one with the highest price per foot.

Gallatin's luxury market is bigger than most buyers expect. From September 26, 2025, through September 25, 2026, 224 homes closed in the city at $700,000 or more, 14.8 percent of all 1,516 Gallatin sales, at a median of $949,500. The top sale was $6,375,000 for an 8,744 square foot lakefront home with a dock in Fairvue Plantation.

I'm Ryan Beals, born and raised in Gallatin and Hendersonville, and the number I want luxury buyers to see first is not the median. Station Camp had the highest zone median in this tier, but Liberty Creek homes sold for more per square foot. Which one costs more depends on what you are comparing, and that is where this guide starts.

Where Gallatin's $700K-and-Up Homes Actually Sold

Eight communities produced 106 of the 224 sales, counted across every phase and section name in the MLS. Fairvue Plantation, the gated golf and marina community on Old Hickory Lake, led with 24 sales at a median of $1,010,000, from $705,000 up to the city's top sale. Foxland Harbor closed 19 at $1,050,000, ranging from $710,000 to $3,100,000.

The Landing at Branham closed 16, all new construction, at a median of $973,035, and 15 of them were zoned Gallatin Senior rather than Station Camp. Hunt Club closed 14 at $763,700, Savannah 12 at $1,037,500, Last Plantation 8 at $1,145,000, Bellsford Landing 7, all new, at $1,220,200, and Saint Blaise Retreat 6 at $841,250.

The other 118 sales are spread across lake lots, acreage tracts and smaller subdivisions. 76 luxury sales sat on an acre or more and 28 on 5 acres or more, which is a big reason a citywide average says so little at this price. For which of these communities have held value best over time, see the ranking of Gallatin luxury subdivisions by value retention.

What the Price Tiers Actually Buy

The $700,000 to $900,000 tier was the busiest, with 94 sales at a median of $787,950. The median home had 3,073 square feet and sold for $255.96 per square foot. Only 3 were lakefront and 10 were new, so this is mostly established resale in communities like Hunt Club and Saint Blaise Retreat. If that is a stretch, Gallatin's step below sits in communities such as Kensington Downs, where 25 sales closed at a median of $532,699, and Woods Crossing, where 36 closed at $514,080. The comparison of what $400K buys in Gallatin and Hendersonville shows the gap from the middle of the market.

From $900,000 to $1,200,000, 73 homes closed at a median of $1,012,890, with 3,507 median square feet at $293.81 a foot. Together these two tiers were 74.6 percent of the luxury market. Water starts to show up here: 10 of the 73 were lakefront and 16 were new construction.

From $1,200,000 to $2,000,000, 42 homes closed at $1,399,500, with 4,147 median square feet at $321.29 a foot. Above $2,000,000, 15 homes closed at a median of $3,080,000 and $546.10 a foot, and 10 of the 15 were lakefront. At the top, the lake sets the price more than the square footage does.

School Zones and the Per-Foot Picture

By MLS assignment, 135 of the 224 sales were zoned to Station Camp High School at a median of $973,000, 65 to Gallatin Senior at $905,685 and 23 to Liberty Creek at $896,000. One sale carried a Beech assignment. On medians alone, Station Camp looks $77,000 more expensive than Liberty Creek.

Per square foot, the order flips. Liberty Creek luxury homes sold for $312.06 a foot, Gallatin Senior for $293.29 and Station Camp for $280.73. The Station Camp homes were bigger, 3,507 median square feet against 3,185 in Liberty Creek, and 21 of them were lakefront against none in Liberty Creek. Gallatin Senior's figure leans on new construction, 20 of its 65 sales, most of them at The Landing at Branham.

Take out new construction and anything with a waterfront description and the pattern holds. Liberty Creek resales sold for $311.78 a foot, Station Camp for $267.07 and Gallatin Senior for $257.56. Station Camp's higher median is mostly bigger houses and lake frontage, not the zone by itself. Liberty Creek's sample is small, 22 homes on that basis, so read it as a direction rather than a rule.

The zone lines run close to the Long Hollow Pike, State Route 386 and Highway 109 corridor, and homes a few streets apart can carry different assignments. The Liberty Creek zone boundary guide shows which subdivisions fall inside, and you should verify any address with Sumner County Schools before you write an offer.

A common hesitation I hear from move-up buyers in this range is the belief that a Station Camp address always costs more for the same house. I answer it by pulling resale homes from each zone that match on size, lot and age, with lake frontage set aside, because that is where the honest comparison lives. Sometimes the zone they started with still wins, and sometimes a home across the line gives them the space and finish they wanted for less. Either way, they write the offer knowing exactly what they are paying for.

Gallatin Luxury Market Data at a Glance

Data from RealTracs MLS. Rolling 12-month period, September 26, 2025 to September 25, 2026. Closed sales in the City of Gallatin at $700,000 or more, all property types. Sale-to-list uses final list price. School zones by MLS high school assignment. Prior year is the 12 months before, on the same $700,000-and-up basis.

Active, Coming Soon & Under Contract Luxury Homes in Gallatin ($700K+)

Recently Sold Luxury Homes in Gallatin, $700K+ (Past 12 Months)

Lakefront, Docks and What the Water Adds

41 of the 224 luxury sales, 18.3 percent, carried a waterfront description, and 31 were Lake Front on Old Hickory Lake. Those lakefront homes closed at a median of $1,412,500 and $422.37 per square foot. Homes with no waterfront description closed at $905,685 and $276.82 a foot.

The dock is its own question. Of the 31 Lake Front sales, 14 listed a dock, 6 a boat slip and 7 no dock, and 4 left the dock field blank. A creek or pond view is a very different product from deep-water frontage. The dock versus no-dock price breakdown covers how much that difference moves price, and any dock permit or shoreline claim is worth confirming before you compare two lake homes.

New Construction at the Top of the Market

New construction made up 16.1 percent of luxury sales, 36 homes, at a median of $1,065,694 and $300.58 a foot. The 188 resales closed at $937,250 and $285.22 a foot. New homes also held price better, closing at a median 100.0 percent of list against 98.0 percent for resale, so builder negotiation usually comes through options and incentives rather than the price itself.

Most of that new supply came from two places: The Landing at Branham on the Gallatin Senior side and Bellsford Landing in the Station Camp zone. The guide to new construction luxury homes in Gallatin goes community by community.

How Gallatin Luxury Prices Moved Over the Past Year

A year ago Gallatin was closing 210 homes at $700,000 or more, at a median of $953,500. Today that number is 224 sales at $949,500, down $4,000 or 0.4 percent. That near-flat median tells you the market is steady, but it hides a shift in what sold.

The typical luxury home got smaller, 3,428 median square feet against 3,663 a year earlier, while price per square foot rose from $274.77 to $287.79, up 4.7 percent. New construction nearly doubled, from 20 sales to 36, and lakefront sales rose from 24 to 31. On resale homes with no waterfront, the per-foot price rose 1.5 percent, from $266.67 to $270.73. The list-to-sale ratio firmed slightly, from 98.2 to 98.7 percent.

Who Is Actually Buying Gallatin Luxury, and When They Look

Gallatin's luxury buyers mostly fall into a few groups: move-up households trading a mid-market Sumner County home for more space, lake buyers who want frontage without Hendersonville pricing, relocating buyers comparing Gallatin against Williamson County, and Nashville commuters who decided more house was worth a longer drive. The profile of who buys luxury homes in Gallatin goes deeper on each.

From most of Gallatin the route runs along State Route 386, Vietnam Veterans Boulevard, to I-65, and downtown Nashville is typically 45 to 55 minutes most mornings. The friction point is the Long Hollow Pike and Highway 386 interchange at 109, which backs up in the evening rush, so drive it at the hour you would actually make it before you commit to the east side of town. If you are weighing that commute against a shorter one, the comparison of Gallatin luxury against Brentwood and Franklin lays out what the extra drive buys.

Why Work with Ryan Beals in the Gallatin Luxury Market

I was born and raised in Gallatin and Hendersonville, and I know where the school-zone line runs through the Long Hollow Pike, State Route 386 and Highway 109 corridor, because that line changes both price and traffic. Above $700,000, I compare homes on a matched basis: resale against resale, lake against lake, zone against zone, so a headline median never makes the decision for you.

I work as a patient educator with the Nashville Home Guru team at Compass, ranked number 1 in Nashville and number 7 in Tennessee by the Wall Street Journal's RealTrends rankings, with 1,100+ team transactions. I show you the closed sales, explain what they mean, and let you make the call. If you are weighing a Gallatin luxury move, call me at 629-263-0248.

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