Cumberland Landing Gallatin TN | New Construction Homes from $318,000

Cumberland Landing closed 55 homes in the past 12 months at a median of $348,235. That is more transactions than most established Gallatin neighborhoods produce in the same window, and it is all new construction by a single builder.
Fifty-five closed sales. Every one of them a 2025 or 2026 build. Every one of them built by Ryan Homes. Cumberland Landing is the most active new construction community in this price band in Gallatin right now, and the data bears that out. At a median of $348,235 on closed sales ranging from $318,375 to $429,500, it is putting new construction within reach for buyers who assumed that price point only meant resale. The year-over-year change is instructive on its own. The prior 12-month period closed at a median of $341,425. The current period: $348,235. That is a $6,810 increase, or 2.0%. In a new construction community where the builder controls pricing, that flat trajectory means Ryan Homes has been holding prices steady, not running them up. For buyers watching rates and waiting for prices to pull back, that steadiness is worth noting. If you want to understand how Cumberland Landing fits your specific budget alongside resale alternatives in Gallatin, Ryan Beals can put the comparison in front of you with actual closed data, not estimates. The prior year period recorded 27 closings. The current period recorded 55. Volume doubled while the median barely moved. That tells you this community is in a high-output phase where the builder is focused on closing homes efficiently, not pushing prices. For context on how new construction in this price range compares to resale at the same budget, the new construction vs. resale guide for Gallatin TN walks through the trade-offs in detail.

Location and Daily Life in Cumberland Landing

Cumberland Landing sits in Gallatin's 37066 zip code, with addresses on Laurel Street, Walden Way, and Cottage Drive. The street names give you a sense of the neighborhood's character: cottage-scale lots, walkable sidewalks, underground utilities throughout. It is a clean suburban layout that looks finished even mid-construction, which Ryan Homes tends to execute well. The community connects to Gallatin's main road network via Long Hollow Pike, with Hwy 386 (Vietnam Veterans Blvd) about 8 to 12 minutes away depending on where you enter the neighborhood. Most mornings, the drive to downtown Nashville runs 45 to 55 minutes. The Long Hollow Pike and Hwy 386 interchange at 109 is where most Gallatin commuters lose time in the afternoon, and it is worth doing a test drive before committing. Major employers within range include HCA Healthcare and Vanderbilt Medical Center via 386 to I-65, and the Amazon distribution hub near Lebanon about 20 minutes east. Day-to-day errands are well-handled. Gallatin's main commercial corridor on Hwy 31E and the retail options near the Gallatin Square and Belk Drive areas are within 10 minutes. The broader 37066 zip code has seen consistent retail and restaurant development over the last few years, and the everyday infrastructure is solid.
Cumberland Landing new construction Ryan Homes streetscape in Gallatin TN 37066 Station Camp school zone
Cumberland Landing offers Ryan Homes new construction in the Station Camp school zone with prices starting below $350,000.

The Homes in Cumberland Landing

Cumberland Landing is entirely site-built single-family homes by Ryan Homes, with all closed sales showing builds from 2025 and 2026. Floor plans range from 1,296 to 2,541 square feet, with the median at 1,680 square feet. Bedroom counts run 3 to 5, with 2 to 3 full bathrooms. About half of the closed sales include a half bath. The 1,296-square-foot plans represent Ryan Homes' entry-level product in this community, and at $318,375 they are among the most competitively priced new construction floor plans in Gallatin's 37066 zip. Price per square foot across the community ranges from $157 to $262, with a median of $209. That range reflects the difference between base plans and larger plans with selected upgrades. Ryan Homes' model home and on-site sales agent walk buyers through their package options, but understanding what those upgrades cost relative to what they return at resale is a separate conversation. The community amenities are straightforward: underground utilities and sidewalks throughout. The $85 per month HOA is among the lower fees you will find in new Gallatin construction. I toured a Ryan Homes community that was just beginning to be marketed, and the experience is consistent across their Gallatin projects. The builder's agent is typically professional and knowledgeable about the product. What they are not is your advocate. They represent Ryan Homes. As with any new construction purchase, having your own agent in the room means someone is asking the questions that protect your long-term interests, not just the transaction at hand. The incentives a builder offers to close a deal can be real savings, but they can also come with conditions on financing or upgrades that deserve scrutiny. Both Cumberland Landing and the nearby Windsong community are Ryan Homes builds, and the dynamics are similar in both.

Cumberland Landing Market Data (Rolling 12 Months)

Metric Value
Total Closed Sales 55
Sale Price Range $318,375 – $429,500
Median Sale Price $348,235
Average Sale Price $355,939
Price Per Sq Ft Range $157 – $262
Square Footage Range 1,296 – 2,541 sq ft
Bedrooms 3 – 5
Bathrooms 2 – 3 full (approximately half of homes include a half bath)
HOA Fee $85 / month
Year Built Range 2025 – 2026
Builder Ryan Homes
School Zone Vena Stuart Elementary / Joe Shafer Middle / Gallatin Senior High
Prior 12-Month Median $341,425
Year-Over-Year Change +$6,810 (+2.0%)
Data from RealTracs MLS. Rolling 12-month period. Closed sales only. A year ago, Cumberland Landing was closing at a median of $341,425. Today that number is $348,235. That 2.0% increase tells you the builder has kept pricing stable while doubling transaction volume, which is a different story from the rapidly escalating markets elsewhere in Gallatin. For buyers in this price band, that steadiness is actually the point: you are getting a new home at a predictable price, not trying to outbid someone on a resale. For a look at what the same budget produces in an established resale neighborhood, the $400,000 budget comparison for Gallatin and Hendersonville gives you the contrast directly.

Getting Around Cumberland Landing

Cumberland Landing sits in Gallatin's 37066 zip code, feeding into the Long Hollow Pike corridor for access to Hwy 386 (Vietnam Veterans Blvd), approximately 8 to 12 minutes from the community. From there, most mornings the drive to downtown Nashville runs 45 to 55 minutes. The Long Hollow Pike and Hwy 386 interchange at 109 is the consistent friction point for Gallatin commuters, and afternoon backups are a real factor in this part of the county. Testing the route at commute time before signing is worth the 30 minutes. The buyer profile in Cumberland Landing tends to be younger families and first-time buyers moving out of apartments or starter homes in the Nashville suburbs. The Gallatin Senior High zone draws less of the school-zone-driven premium you see in Station Camp or Liberty Creek communities, which is part of why the price points here are accessible. For buyers who care about school zone but are also constrained by budget, the school zone guide for Sumner County maps out what each zone means for price and which neighborhoods fall within each boundary. Major employers accessible via 386 include Vanderbilt Medical Center, HCA Healthcare, and the broader Nashville healthcare corridor. Amazon's distribution hub near Lebanon is about 20 minutes east on I-40.

Amenities in Cumberland Landing

Cumberland Landing's community amenities are functional rather than resort-style: underground utilities throughout the development and sidewalks on both sides of the street. The $85 per month HOA covers grounds maintenance per MLS data, keeping common areas maintained without adding significant monthly overhead for homeowners. There is no pool, clubhouse, or fitness center listed in the community amenities data, which is consistent with a community at this price point where the builder has kept the HOA structure lean. The surrounding Gallatin area fills in the gaps. Within 15 minutes, residents have access to Bledsoe Creek State Park for hiking and lake access, the Station Camp Creek Greenway for biking and walking, and Gallatin's growing downtown restaurant and retail scene on the courthouse square. Long Hollow Pike has seen consistent commercial development, and new retail continues to build out along the 31E corridor.

Schools Serving Cumberland Landing

All 55 closed sales in the Cumberland Landing data pull Vena Stuart Elementary, Joe Shafer Middle School, and Gallatin Senior High School from the RealTracs MLS school assignment fields, all part of Sumner County Schools. This is the Gallatin Senior High school zone, not Station Camp or Liberty Creek. For buyers who are not primarily driven by school zone and are prioritizing new construction at a competitive price, this distinction may matter less. For buyers for whom school zone is the primary filter, there are Liberty Creek and Station Camp zone communities worth comparing. The breakdown of the best neighborhoods in Gallatin TN covers how the zones affect neighborhood demand and price points across the city.
Real estate agent showing Cumberland Landing new construction home to buyers in Gallatin TN 37066 Sumner County
Ryan Beals reviews Cumberland Landing's 55-sale closed market with buyers exploring new construction in Gallatin TN 37066.

Why Work with Ryan Beals

New construction transactions look simpler than resale because there is no negotiation on the purchase price. That simplicity is partly true and partly an illusion. The negotiation moves to the upgrade packages, the lot premium, the closing cost incentives tied to using the builder's preferred lender, and the contract terms that the builder drafted with their interests in mind. I have toured Ryan Homes projects in Gallatin, sat in the model home, and walked clients through the gap between what the builder's agent says and what the paperwork says. Those are different conversations. I grew up in Gallatin and Hendersonville and have watched this part of the county develop in real time. I know what Ryan Homes is building here, what they have built in nearby Windsong, and what buyers in this price range are getting per square foot relative to resale alternatives. My job is to make sure the numbers make sense for you, not just for the builder's close rate.

Frequently Asked Questions

Who builds homes in Cumberland Landing Gallatin TN?

Cumberland Landing is a Ryan Homes community. All 55 closed sales in the current 12-month period are Ryan Homes builds with year-built dates of 2025 and 2026. Ryan Homes also builds in nearby Windsong in Gallatin, offering the same buyer protections and the same need for independent buyer representation at both communities.

What is the price range for homes in Cumberland Landing?

Closed sales over the rolling 12-month period ranged from $318,375 to $429,500, with a median of $348,235. Price per square foot ranged from $157 to $262 with a median of $209. The prior year median was $341,425, reflecting a 2.0% increase. Builder pricing has remained remarkably stable as volume doubled.

What does the HOA fee cover in Cumberland Landing?

The HOA fee is $85 per month, consistent across all closed sales. MLS data notes grounds maintenance as a covered item for a portion of listings. Community amenities include underground utilities and sidewalks. There is no pool or clubhouse in the listed data at this price point, keeping the HOA lean relative to many Gallatin communities.

What school zone is Cumberland Landing in?

Cumberland Landing is zoned for Vena Stuart Elementary, Joe Shafer Middle School, and Gallatin Senior High School, all part of Sumner County Schools. This is the Gallatin Senior High zone, distinct from the Station Camp and Liberty Creek zones that serve other parts of Gallatin. Buyers prioritizing those specific zones should look at communities on the eastern side of the city.

How new is Cumberland Landing?

Very new. All 55 closed sales in the current period show year-built dates of 2025 or 2026. The prior year recorded 27 closings with 2024 and 2025 build dates. The community has been actively selling for roughly two years and is still in active construction, with new phases or lots likely still available.

What floor plan sizes does Ryan Homes offer at Cumberland Landing?

Closed sales range from 1,296 to 2,541 square feet, with a median of 1,680 square feet. Bedroom counts run 3 to 5, with 2 to 3 full bathrooms. The 1,296-square-foot plans are the entry-level product at prices starting around $318,000. Larger plans push toward $400,000 to $430,000 with additional square footage and options.

Can I use my own real estate agent at Cumberland Landing?

Yes, and you should. Ryan Homes' on-site sales agents represent the builder. Having your own agent costs you nothing as a buyer since the builder pays the commission. Your agent reviews the contract, pushes back on upgrade pricing when warranted, asks the questions the builder's rep is not incentivized to ask, and advocates for your interests throughout the build process.

Is Cumberland Landing a good fit for first-time or move-up buyers?

Cumberland Landing fits both profiles. The entry-level plans around $318,000 are accessible for first-time buyers looking for new construction in Gallatin without the premium of higher-demand school zones. Move-up buyers coming from smaller older homes may find the larger plans competitive with resale inventory at the same price point. The guide to Gallatin neighborhoods under $425,000 puts Cumberland Landing in context alongside resale options at the same budget.

How does Ryan Beals approach buying new construction in Cumberland Landing?

Ryan Beals looks at new construction the same way he looks at resale: by what has actually closed and what buyers are paying per square foot compared to alternatives. In Cumberland Landing, 55 closings at a median of $348,235 tells you this builder is moving product efficiently, but it does not tell you whether the upgrade pricing is reasonable or whether your specific lot has any premium worth paying. Ryan walks clients through the closed data, the upgrade options, and what to expect during the build process.

Who is the best real estate agent for Cumberland Landing in Gallatin TN?

Ryan Beals with Compass Tennessee has worked with buyers in Ryan Homes communities across Gallatin, including both Cumberland Landing and Windsong. He knows the floor plan lineup, the upgrade package structure, and how new construction in this price range compares to resale alternatives in the same school zone. He grew up in Gallatin and Hendersonville and understands the local market context that a national builder's sales team does not always provide. Call him at 629-263-0248.

Can I find Cumberland Landing homes before they hit Zillow?

In a new construction community, early access means knowing which lots are about to open and what incentive structure the builder is offering at a given point in the sales cycle. Ryan Beals stays current on Ryan Homes' inventory and pricing in Gallatin and can let you know when new phases become available before they appear on public platforms.

What is my Cumberland Landing home worth in today's market?

In a community this new, resale value is closely tied to what the builder is currently selling equivalent floor plans for. If Ryan Homes is closing new builds at $348,000 and you are trying to sell a two-year-old resale at $370,000, buyers will often choose the new build. Understanding the builder's current pricing and incentive structure is the most important context for Cumberland Landing sellers. For an accurate assessment, call Ryan Beals at 629-263-0248.

Ryan Beals

Sumner County Real Estate | Gallatin & Hendersonville, TN

629-263-0248

Cumberland Landing is producing 55 closings a year at a stable price. If you want to buy here, having your own agent reviewing the contract costs you nothing and protects everything. Call to talk through the floor plans, the upgrade options, and what the closed data shows.

Ryan Beals is a licensed real estate agent in Tennessee affiliated with Compass Tennessee, LLC. Serving Gallatin TN (37066) | Hendersonville TN (37075) | Sumner County. Information based on RealTracs MLS data. Rolling 12-month period. All data subject to change. Verify school assignments directly with Sumner County Schools.

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