HOA Fees in Hendersonville TN Townhome and Condo Communities: A $232 Median Across 121 Sales and What the Dues Actually Cover

121 townhomes, condos and attached homes closed in Hendersonville in the past year, and 120 of them carried an HOA at a median of about $232 a month. The fee only means something once you know what it pays for.

The cheapest HOA fee among Hendersonville's busier townhome communities, $93 a month in Saundersville Station, mostly pays for the pool and club. Several communities charging twice that or more cover the exterior, the grounds and the insurance. That is the core lesson in the attached market here: from October 30, 2025, through October 29, 2026, 121 townhomes, condos and attached homes closed in the City of Hendersonville at a median of $379,530, and the monthly dues ran from under $100 to over $400 depending on what the association takes on.

I'm Ryan Beals, born and raised in Gallatin and Hendersonville, and this is the comparison I build for anyone shopping a townhome or condo here: what each community charges, what that fee covers according to the listings, and what the homes actually sold for. This post stays on attached homes. For HOA fees across every Hendersonville neighborhood, including single-family subdivisions, see our Hendersonville HOA fees by neighborhood guide.

What 121 Townhome and Condo Sales Say About HOA Fees

Attached homes were 11.1 percent of the 1,089 sales in Hendersonville over the year. Townhouses made up 78 of the 121, condos 25 and zero lot line or HPR attached homes 18. Only one sale had no HOA listed. The median fee of about $232 a month works out to roughly $2,778 a year; for the typical sale, annual dues equal about 0.8 percent of the price.

Most fees cluster in a narrow band: 66 of the 120 sales with an HOA paid between $150 and $249 a month. Another 30 paid $250 to $349, 15 paid $350 or more and 9 paid under $150. The spread inside that range comes down to three things: whether the association maintains the exterior, whether the fee includes a master insurance policy, and whether there is a pool or clubhouse to keep up.

Why a Lower HOA Fee Is Not Always the Cheaper Home

Of the 97 attached sales whose listing stated what the fee includes, 91 included grounds maintenance and 82 included exterior maintenance. Insurance appeared in 45, trash pickup in 35 and pool, tennis or clubhouse upkeep in 31. Water and sewer showed up mainly in the older condo buildings, 9 and 7 listings.

The fee follows the coverage. Listings that included insurance had a median fee of $236 a month, against $200 for those that did not. Saundersville Station is the clearest example of the other end: its zero lot line homes carried a $93 median fee, and 4 of the 5 listings show it covering the pool and club, not the exterior. That usually means the owner budgets for the roof and siding directly, so confirm it in the documents. A buyer comparing it with Waterford Village at $234, where every listing shows exterior and grounds and most add insurance and the pool, is comparing two different kinds of ownership, not just two fees.

When buyers compare townhomes here, the first thing I ask for is not the monthly fee but the list of what the fee pays for, plus the association's budget and recent meeting minutes. A lower fee can simply mean the owner carries the roof, the siding and the insurance, while a higher one may already be paying for all of it. I sit down with clients and put each community's dues next to what they cover, then look for signs of an upcoming special assessment before we write an offer. Buyers who compare that way stop shopping on the fee alone and start shopping on the total cost of owning the home.

For the full list of costs that do not show up in a list price, our guide to the hidden costs of buying in Hendersonville covers HOA fees, flood zones and what Zillow misses. If you want to see what HOA fees cover in the single-family communities, what Hendersonville HOA fees cover by community goes neighborhood by neighborhood.

Community-by-Community Townhome and Condo HOA Fees

Anderson Park was the busiest attached community with 18 sales, 14 of them new construction, at a median of $387,625 and a $200 fee covering exterior, grounds and in most listings trash. Durham Farms closed 13 resale townhomes and attached homes at $420,000 with a $326 median fee; its listings show the fee covering the exterior, grounds, insurance and the community pool and club. Stonecrest closed 9, 8 of them new, at $406,845 with a flat $235 fee, though only 3 listings stated what it includes, so ask for the documents.

Hickory Bay Towers is the condo option on the list: 8 sales at $240,250 with fees of $315 to $325 that cover the building exterior, grounds, trash and in some listings water and sewer. Nearwater Place closed 8 at $371,500 with a $195 fee, and every listing showed exterior, grounds and trash. Waterford Village closed 7 resales at $305,000 with a $234 median fee that includes the pool in 6 of 7 listings and insurance in 5.

Among the smaller groups, Millstone ($353 a month, 5 sales) and The Gatherings ($416, 3 sales) carried the highest fees, while Windridge Revised ($159, 4 sales) and Plumlee Town Homes ($188, 4 sales) were the lowest outside Saundersville Station. Two of the three listings in The Gatherings tag it as a 55 and up community, so confirm any age requirement in the association documents. The table below shows every community with at least three sales; the other 13 sales were spread across communities with one or two.

Townhome, Condo or Zero Lot Line: How the Product Changes the Fee

Condos carried the highest fees, a median of $315 a month across 25 sales, because a condo association usually owns and insures more of the building. Townhouses ran $200 across 78 sales and zero lot line or HPR attached homes $250 across 18. Condos also closed lowest, at a $245,000 median against $373,750 for townhouses and $440,000 for zero lot line homes.

That price gap is mostly size, not value. Condos ran a median of $216.17 per square foot against $219.12 for townhouses, close to identical, on homes of 1,190 square feet against 1,602. Zero lot line homes were the largest at 2,120 square feet and $213.78 a foot. If you are weighing a townhome against a single-family home, our guide to what $500K buys in Hendersonville shows how attached homes stack up against single-family options at the same price.

Hendersonville Townhome and Condo Market Data (Rolling 12 Months)

HOA Fees by Townhome and Condo Community (3+ Sales)

Data from RealTracs MLS. Rolling 12-month period, October 30, 2025 to October 29, 2026. Closed sales in the City of Hendersonville, Sumner County. Attached = PropertySubType Townhouse, Zero Lot Line Attached, HPR Attached or any Condo type. Monthly HOA = stated association fee converted to monthly (quarterly divided by 3, annual by 12), median of sales with a fee. Fee coverage = items named in MLS AssociationFeeIncludes on more than half of the listings that filled in the field. Community names merge phase, section and spelling variants. Prior year is the 12 months before, on the same basis.

Active, Coming Soon & Under Contract Townhomes and Condos in Hendersonville TN

Recently Sold Townhomes and Condos in Hendersonville TN (Past 12 Months)

What Changed From a Year Ago

A year ago Hendersonville attached homes were closing at a $390,000 median across 142 sales. Today that number is $379,530 across 121, down $10,470 or 2.7 percent. That small decline is real rather than a quirk of mix: price per square foot fell 3.1 percent, and resale attached homes alone were down 3.5 percent, to $349,900.

The HOA median moved the other way, from $200 to about $232, but that is mostly a change in what sold. New construction townhomes, with a $200 median fee in both years, were 33.8 percent of attached sales a year ago and 24 percent this year. On resale attached homes alone the median fee went from $232 to $236. The busiest communities, Anderson Park, Stonecrest, Hickory Bay Towers and Nearwater Place, kept the same median fee; Durham Farms ($285 to $326), Millstone ($332 to $353) and The Gatherings ($390 to $416) were the notable increases. For how new and resale homes compare citywide, see our new construction vs resale breakdown.

Townhome HOA Fees vs Single-Family HOA Fees

On the same window, 356 of 810 site-built resale homes in Hendersonville, 44 percent, carried an HOA, at a median of just $54 a month. The attached median of about $232 is roughly 4.3 times that. The difference is not a markup: a single-family owner pays the roof, the exterior, the lawn and the insurance separately, while most townhome and condo owners pay a share of them through the fee. When you compare a townhome with a single-family home at the same price, add those costs to the house side before you decide which one is cheaper to own.

Who Is Actually Buying Townhomes and Condos in Hendersonville, and When They Look

The buyers I see in Hendersonville's attached market tend to fall into three groups: first-time buyers who want to own rather than rent, owners selling a larger house who want less exterior upkeep, and Nashville commuters who would rather spend weekends on Old Hickory Lake than on a lawn. Each group weighs the HOA differently, and the right community depends on whether you would rather pay for exterior care through the fee or handle it yourself.

Most of these communities sit within a few minutes of Vietnam Veterans Blvd (SR 386), which connects to I-65 for the drive into downtown Nashville, typically 30 to 45 minutes most mornings depending on where you start and how the I-65 merge is moving. Employers along the 386 corridor, in Rivergate and at Vanderbilt Medical Center and HCA in Nashville draw many of these buyers. In MLS, 74 attached sales were assigned to Hendersonville High School, 28 to Station Camp High School and 19 to Beech High School; our Hendersonville school zone guide covers the assignments, and zone lines change, so verify any address with Sumner County Schools.

Why Work with Ryan Beals in Hendersonville

I was born and raised in Gallatin and Hendersonville, and I know these attached communities as places people actually live, from the older condo buildings to the newest townhome rows. With townhomes and condos, I compare communities on a matched basis: fee next to coverage, price per square foot next to size, so one number never makes the decision for you.

I work as a patient educator with the Nashville Home Guru team at Compass. I show you the closed sales, the association documents worth reading and the questions to ask before an offer, and you make the call. If you already own a townhome and are thinking about selling, our Hendersonville seller guide is a good place to start, or call me at 629-263-0248.

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