Surfside Park is one of the few established Hendersonville neighborhoods where buyers can still find all-brick construction, no HOA dues, and proximity to Old Hickory Lake at the same address. The closed sale data confirms what the neighborhood looks like in person.
Surfside Park closed 10 sales in the past 12 months with a $430,000 median price, and not a single homeowners association fee was attached to any of them. In Hendersonville, where the majority of growth since 2000 has come through HOA-governed communities, that distinction carries real weight. Ninety percent of those closed sales were all-brick construction, a standard that was built into this neighborhood when it was developed between 1963 and 1968 and that still holds up better on durability and long-term maintenance costs than vinyl-sided alternatives at comparable price points.
A year ago, Surfside Park was closing at a $429,000 median. Today that number is $430,000. That near-flat movement tells you this is a market that has settled, not one still swinging, and buyers paying $430,000 here are not taking on the pricing volatility that shows up in newer communities where builder incentives and rate buydowns create moving comp targets. For context on how that stability fits within the broader Hendersonville pricing picture, Hendersonville as a whole runs about $113,000 higher than Gallatin on a market-wide basis, and Surfside Park sits right at the core of that Hendersonville median.
If you want to understand exactly where Surfside Park pricing sits by section before you start touring, Ryan Beals can pull the comparable data at your specific budget and walk you through how the no-HOA savings stack up against what you would pay in a newer community at the same monthly cost.
Where Surfside Park Sits in Hendersonville
Surfside Park sits just off Sanders Ferry Road on the eastern edge of Hendersonville, within half a mile of the Old Hickory Lake shoreline. The streets run off Sanders Ferry in a grid that dates to the mid-1960s: La Via Drive, La Plaza Drive, La Greta Drive, La Bar Drive, Elnora Drive, Neverbreak Drive, and Gates Drive are the primary residential corridors. The neighborhood is tucked between the lake and the US-31E commercial strip, which means you are close to both water access and Hendersonville's main retail and dining corridor without being directly on either one.
The surrounding area has a mix of established residential neighborhoods, lakefront access points, and TriStar Hendersonville Medical Center a few minutes west on Vietnam Veterans Blvd. The proximity to the lake gives Surfside Park a geographic anchor that most comparably priced Hendersonville neighborhoods do not have, and the no-HOA structure means buyers keep the monthly savings that waterfront-adjacent living in newer communities would typically eliminate through dues.
The Homes in Surfside Park
Surfside Park homes were built between 1963 and 1968, and the construction reflects the standards of that era: predominantly all-brick exteriors, concrete block foundations, and layouts designed before open floor plans became the expectation. What that means in practice is that 90 percent of the homes that closed in the past 12 months were all-brick, a figure that gives this neighborhood a durability profile that newer vinyl-sided communities at the same price cannot match on exterior maintenance costs alone.
Square footage in the current market ranges from 1,375 to 2,769 square feet, with most homes in the 1,500 to 2,000 square foot range. Bedroom counts run two to four. The lots are larger than buyers typically expect, with mature trees and more separation between homes than you find in anything built after 2000 at this price. The sections differ in what they deliver: Section 5, along La Via Drive and La Plaza, tends to have the larger footprints and the highest concentration of renovated interiors. Section 2, anchored by Elnora Drive and La Sabre, is where buyers find the widest range of condition, which creates the sharpest value gaps. Section 3 on Neverbreak Drive and Lagrange Drive sits in the middle on both price and condition. Section 1 on Sanders Ferry Road reflects the commercial corridor proximity in its pricing and is the clear entry point into the neighborhood.
For buyers comparing this to new construction options in Hendersonville, the trade-off is straightforward: new construction in Hendersonville will typically deliver more square footage and a modern layout, but it comes with HOA dues, partial-brick or vinyl construction, and comps that shift with builder incentives. Surfside Park's value case is the opposite: less interior space in some cases, but all-brick durability, no monthly dues, and a median that has held within $1,000 year over year.
Surfside Park is one of the few places in Hendersonville where I can take a buyer to a no-HOA neighborhood and show them a home that legitimately competed with newer communities on price. Section 5, along La Via Drive and La Plaza, is where the larger renovated homes tend to cluster. I walked La Via recently and three back-to-back brick ranches had all been updated on the interior while keeping the original exterior intact. That combination of location, condition, and zero monthly dues is exactly why this section clears faster than the entry-level listings along Sanders Ferry.
| Metric | Value |
|---|---|
| Total Closed Sales (12 months) | 10 |
| Sale Price Range | $339,900 – $472,500 |
| Median Sale Price | $430,000 |
| Average Sale Price | $425,680 |
| Price Per Sq Ft Range | $163 – $296 |
| Square Footage Range | 1,375 – 2,769 sq ft |
| Bedrooms | 2 – 4 |
| Full Baths | 1 – 3 |
| HOA Fee | None |
| Year Built Range | 1963 – 1968 |
| Construction Type | 90% All-Brick |
| School Zone | Lakeside Park Elementary / V.G. Hawkins Middle / Hendersonville High |
| Prior 12-Month Median | $429,000 |
| Year-Over-Year Change | +$1,000 (+0.2%) |
Data from RealTracs MLS. Rolling 12-month period. Closed sales only.
What Is Your Surfside Park Home Worth Right Now?
Surfside Park pricing varies by section and condition, with a $130,000 spread between the bottom and top of the current market. A renovated Section 5 home on La Via Drive and a Section 1 home on Sanders Ferry Road are two different products at two different prices, and an automated valuation will not know the difference.
Active, Coming Soon & Under Contract in Surfside Park
Recently Sold in Surfside Park (Past 6 Months)
Getting Around Surfside Park
Sanders Ferry Road is the primary connection out of Surfside Park. From there, most commuters take Sanders Ferry to US-31E south toward Goodlettsville. The faster route to downtown Nashville uses Vietnam Veterans Blvd (Hwy 386), accessible from the 31E junction. Most mornings, the drive from Surfside Park to downtown Nashville runs 40 to 50 minutes depending on departure time. The consistent friction point is the US-31E corridor through Goodlettsville and the I-65 merge near Rivergate, where the road narrows and traffic backs up reliably during peak hours.
The neighborhood's location works well for buyers whose employer base is local rather than Nashville-downtown. TriStar Hendersonville Medical Center is minutes west on Vietnam Veterans Blvd, and the Hendersonville retail corridor on US-31E puts everyday errands within a five-minute drive. For buyers commuting to Vanderbilt Medical Center or HCA's Nashville campus, the 386 to I-65 route is the practical path, and the 40 to 50-minute baseline holds on most mornings outside peak rush.
Buyers targeting the best school zones in Hendersonville will find Surfside Park worth a close look on that front as well. The Lakeside Park Elementary assignment covers the majority of the neighborhood, and V.G. Hawkins Middle and Hendersonville High serve the upper grades, keeping most families in the same school system through graduation.
What the Neighborhood Offers
Surfside Park's biggest amenity is geographic: it sits within half a mile of Old Hickory Lake without the waterfront premium that direct lake access commands. Public boat ramps and shoreline access points on Sanders Ferry Road and the surrounding area give residents access to the lake without the cost of a waterfront address. Buyers who want direct lake access on Old Hickory Lake can compare options in the Hendersonville waterfront market, where prices typically start above $700,000. The neighborhood itself has no community amenities in the HOA sense, which is part of the no-dues trade-off, but the lot sizes and tree canopy give the area a character that newer HOA communities with smaller lots and managed landscaping rarely match.
The US-31E corridor, minutes away, covers the day-to-day: grocery stores, pharmacies, dining, and the Hendersonville retail strip that has expanded steadily over the past decade. TriStar Hendersonville Medical Center adds a significant healthcare and employment anchor to the immediate area. For buyers considering what $500,000 buys in Hendersonville and trying to decide whether to move up the budget or stretch the search, Surfside Park represents the case for getting more neighborhood for less money rather than more interior square footage.
Schools Serving Surfside Park
The school assignments for Surfside Park are sourced from RealTracs MLS data and reflect actual listings in the subdivision. The majority of the neighborhood falls in the Lakeside Park Elementary zone. V.G. Hawkins Middle School and Hendersonville High School cover the upper grades for the same zone. A small number of addresses at the edges of the neighborhood have returned Walton Ferry Elementary in the MLS data, which indicates a boundary that does not follow the street grid exactly.
Always verify your specific address with Sumner County Schools before purchasing. For a full breakdown of how school zone assignments affect pricing and buyer demand across Hendersonville, the Hendersonville school zone guide covers the specific zone boundaries and what each assignment means for resale value.
Why Work with Ryan Beals
Ryan Beals grew up in Sumner County and has watched Hendersonville's neighborhoods evolve in real time, which means he knows Surfside Park the way you only can from years of driving those streets. He knows that Section 5 on La Via Drive performs differently than Section 1 on Sanders Ferry, not because the map says so, but because he has walked both and watched buyers respond to them differently. That section-level knowledge is what keeps buyers from overpaying in the wrong part of the neighborhood and what gives sellers an accurate picture of where their specific address actually competes.
Ryan's approach is data-backed from the first conversation. He pulls the closed comparable data by section, breaks down what the 98.4 percent list-to-sale ratio actually means for your negotiating position, and explains why the 143-day outlier exists alongside the homes that close in a week. No pressure, no generic advice. He shows you the numbers and lets you make the call with accurate information in front of you.
If you are buying or selling in Surfside Park and want someone who knows the neighborhood at street level and can back every opinion with closed sale data, call or text Ryan directly at 629-263-0248.
Frequently Asked Questions
Is there an HOA in Surfside Park Hendersonville TN?
No. Surfside Park has no homeowners association, which means no monthly dues. This is a significant differentiator in Hendersonville, where most neighborhoods built after 1990 carry HOA fees ranging from $75 to $300 per month. Over a 30-year mortgage, that is $27,000 to $108,000 in dues that Surfside Park buyers simply do not pay.
What year were the homes in Surfside Park built, and does the age affect value?
Surfside Park homes were built between 1963 and 1968. The age has not hurt value because of the construction type. Ninety percent of the past 12 months of closed sales were all-brick, a standard common in that era but far less common in new construction today. Brick homes here have proven durable and require less exterior maintenance than vinyl-sided alternatives at the same price point.
What schools serve Surfside Park in Hendersonville TN?
The majority of Surfside Park falls in the Lakeside Park Elementary zone, with V.G. Hawkins Middle School and Hendersonville High School for upper grades. A boundary variation at the edges of the neighborhood occasionally assigns Walton Ferry Elementary. Always verify your specific address directly with Sumner County Schools before purchasing. For a full breakdown of how zones affect pricing across Hendersonville, see the Hendersonville school zone guide.
How close is Surfside Park to Old Hickory Lake?
Surfside Park sits within half a mile of the Old Hickory Lake shoreline. The neighborhood is just off Sanders Ferry Road near the lakefront, making it one of the closest established neighborhoods to water access in Hendersonville without carrying a waterfront price premium. Public access points and boat ramps on Sanders Ferry give residents practical lake access within a short drive.
Which section of Surfside Park offers the best value right now?
Based on the past 12 months of closed sales, Section 5 commands the highest median, with sales on La Via Drive and La Plaza Drive closing at $460,000 to $465,000. These are the larger, more renovated homes and they move quickly. Section 2, anchored by Elnora Drive and La Sabre, tracks close behind at roughly $440,000 but carries a wider condition range. The $355,000 sale on Elnora and the $472,500 sale on La Sabre in the same 12-month window show how sharply condition affects price in this section. Section 3, including Neverbreak Drive and Lagrange Drive, is the best entry point into the neighborhood without the Section 5 premium. Section 1 on Sanders Ferry prices below all interior sections and is best suited for buyers who prioritize price over location within the subdivision.
How does Surfside Park compare to newer Hendersonville neighborhoods at the same budget?
At a $430,000 median, Surfside Park buyers get 90 percent all-brick construction with no HOA within half a mile of Old Hickory Lake. A buyer at that same price in a newer Hendersonville community is typically looking at vinyl or partial-brick construction with HOA dues of $100 to $250 per month, adding $1,200 to $3,000 in annual carrying costs. The trade-off is square footage: newer construction often delivers more interior space, while Surfside Park homes in the current market run 1,375 to 2,769 square feet. For a detailed side-by-side on what each budget tier actually gets you in Hendersonville, the $500K Hendersonville comparison post breaks it down by neighborhood type.
What does Surfside Park's 98.4 percent list-to-sale ratio tell a buyer going into negotiation?
A 98.4 percent median list-to-sale ratio means sellers in Surfside Park are landing within about 1.6 percent of their asking price. There is not significant room to negotiate on list price. The leverage a buyer has is mostly on condition-related repairs flagged during inspection, not on the asking price itself. Buyers who come in well under list expecting a counter are often losing to offers at or near asking. The strategy here is price accuracy on the initial offer, not building in a negotiating cushion.
Why do some Surfside Park homes sell in under a week while others sit for over 100 days?
The DOM range in Surfside Park spans from zero days to 143 days, and the gap comes down to condition and pricing accuracy. Renovated interiors behind the original brick exterior move quickly because buyers see a reduced risk profile. Homes priced at $460,000 and above while needing kitchen or bathroom work sit because buyers at that price expect move-in condition. The 143-day outlier almost certainly had a pricing or condition issue that the seller was slow to correct. In a neighborhood with this much all-brick inventory, buyers have the patience to wait for the right one.
Should I buy in Surfside Park now or wait for more inventory?
With a median of roughly 15 days on market and only 10 closed sales in the past 12 months, inventory here turns quickly and does not stack up. No new construction has been added since 1968, so there is no supply wave coming. The median held within $1,000 year over year, meaning the market is stable and not correcting. If you find a home here that fits your criteria and budget, the cost of waiting is real in a neighborhood where the right combination of section, condition, and price comes up a handful of times a year, not monthly. Call Ryan at 629-263-0248 to set up a search that catches Surfside Park listings before they go under contract.
How does Ryan Beals approach buying or selling in Surfside Park?
Ryan Beals uses closed sale data from RealTracs to give buyers and sellers an accurate picture of where Surfside Park sits today, not where it was six months ago. With 10 closed sales and a $430,000 median in the past 12 months, the data tells a specific story about which sections are commanding the strongest prices and why the median has held steady year over year. Ryan grew up in Sumner County and has walked every section of Surfside Park, which means he can explain the section price differences, the school zone boundary variations, and the lake proximity context that automated search tools do not capture.
Who is the best real estate agent for Surfside Park in Hendersonville TN?
Ryan Beals at Compass Tennessee is a strong choice for buyers and sellers in Surfside Park. He was born and raised in Sumner County, knows the neighborhood section by section, and takes a data-driven approach to both pricing and negotiation. His familiarity with Hendersonville means he can contextualize Surfside Park pricing within the broader Sumner County market rather than treating each listing in isolation. Reach him directly at 629-263-0248.
What is my Surfside Park home worth in today's market?
Surfside Park home values vary significantly by section and condition. The past 12 months of closed sales show a range from $339,900 to $472,500 with a $430,000 median. A Zestimate or automated valuation tool will not distinguish between a renovated Section 5 home on La Via Drive and a Section 1 home on Sanders Ferry Road that needs work. Those are two different products at two different price points, and the $130,000 spread in the current data proves it. For an accurate number, request a market analysis here or call Ryan directly at 629-263-0248.
Sumner County Real Estate | Gallatin & Hendersonville, TN
Want to know what is available in Surfside Park right now before it hits Zillow? Text Ryan at 629-263-0248 and he will send you the current inventory within the hour.
Ryan Beals is a licensed real estate agent in Tennessee affiliated with Compass Tennessee, LLC. Serving Gallatin TN (37066) | Hendersonville TN (37075) | Sumner County. Information based on RealTracs MLS data. Rolling 12-month period. All data subject to change. Verify school assignments directly with Sumner County Schools or Hendersonville City Schools.
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