Cumberland Place Hendersonville TN | No-HOA Homes from $450,000 Near Indian Lake | 2026 Market Data

Cumberland Place closed 11 homes in the past 12 months at a median of $550,000. No HOA, Indian Lake Elementary zoning, three minutes from Stark Knob Boat Launch, and homes up to 3,945 square feet. This is mid-upper tier Hendersonville without the monthly association fee.

Most established neighborhoods in Hendersonville at the $500,000 to $700,000 price point carry an HOA. Cumberland Place does not. That distinction matters more than it sounds. At the median price point here, buyers who come from HOA communities are often budgeting an extra $200 to $400 per month in dues on top of their mortgage. In Cumberland Place, that money stays in your pocket, and the tradeoff is a slightly older neighborhood with bigger lots and more square footage than what the same budget buys in newer developments.

The 11 homes that closed in Cumberland Place over the past 12 months ranged from $450,000 to $725,000, with a median of $550,000. These are all-brick and partial-brick traditional homes built between 1996 and 2004, most with two- or three-car garages, formal dining rooms, bonus rooms, and lot sizes from one-third to nearly one-half acre. If you want to understand how Cumberland Place compares to what your budget gets you across the rest of Hendersonville, Ryan Beals can pull the closed data at your specific price tier and show you the difference between this neighborhood and the new construction alternatives.

Location and Daily Life in Cumberland Place

Cumberland Place is located in eastern Hendersonville off Cumberland Hills Drive and Stillwater Trail, positioned between Indian Lake Boulevard to the north and Cumberland Place Road to the south. The neighborhood places buyers approximately three minutes from Stark Knob Boat Launch on Old Hickory Lake and about five minutes from The Streets of Indian Lake, Hendersonville's largest retail and dining complex with grocery, restaurants, and retail.

Hendersonville Medical Center is approximately four miles north on Gallatin Road. The proximity to Indian Lake Boulevard makes daily errands and restaurant access straightforward without requiring a highway leg. For a broader look at how this price point compares across the Hendersonville market, the $500,000 buyer's guide for Hendersonville covers what different price tiers get you across the city.

Family standing in front yard of traditional brick home in Cumberland Place subdivision Hendersonville TN 37075
Traditional brick homes with covered porches and two-car garages define the Cumberland Place streetscape in Hendersonville.

The Homes in Cumberland Place

Homes range from 1,694 to 3,945 square feet with 3 to 5 bedrooms and 2 to 3 full baths. Exterior construction is predominantly all-brick or partial brick with vinyl accents, which reduces long-term maintenance costs compared to fully vinyl-sided homes in newer developments. Two- and three-car attached garages are common, with several homes featuring oversized three-car garages designed with workshop or boat storage in mind.

Interior layouts typically include a formal dining room, eat-in kitchen, main-level primary suite in some homes (others place the primary upstairs), and bonus room over the garage or finished basement space. Fireplaces, hardwood floors on the main level, and crown molding are recurring features throughout the neighborhood. Recent listings highlight renovated kitchens with granite or quartz countertops, updated primary baths, and new roofing installed in 2021 through 2023 on many homes.

Several homes back to a small creek or have elevated lot positions with partial views toward the greenway and open spaces adjacent to the neighborhood. Lot sizes are a genuine differentiator here: a half-acre lot in Cumberland Place gives buyers outdoor space that does not exist in newer Hendersonville subdivisions at comparable price points.

If you want a guided look at what is currently active in Cumberland Place, including homes not yet on public listing sites, text 629-263-0248 and Ryan will pull the current active and coming-soon inventory for you before your first showing.

MetricValue
Total Closed Sales (12 mo.)11
Sale Price Range$450,000 – $725,000
Median Sale Price$550,000
Average Sale Price$563,264
Price Per Sq Ft Range$184 – $266
Square Footage Range1,694 – 3,945 sq ft
Bedrooms3 – 5
Bathrooms2 – 3
HOA FeeNone
Year Built Range1996 – 2004
School ZoneIndian Lake Elementary / Robert E. Ellis Middle / Hendersonville High
Prior 12-Month Median$625,000 (6 sales)
Year-Over-Year Change–$75,000 (–12.0%)

Data from RealTracs MLS. Rolling 12-month period. Closed sales only.

Getting Around Cumberland Place

Cumberland Place connects to Indian Lake Boulevard via Cumberland Hills Drive, and Indian Lake Boulevard runs directly to Gallatin Road (US-31E) about one mile to the west. From that intersection, the drive toward Nashville via US-31E and Briley Parkway runs approximately 30 to 35 minutes under normal conditions. Most mornings during peak commute hours, expect 40 to 50 minutes to downtown Nashville or to the Vanderbilt Medical Center campus on 21st Avenue South.

For buyers who work along the TN-386 Vietnam Veterans Boulevard corridor toward Portland or at employers in the Gallatin industrial and commercial zones, Indian Lake Boulevard to Gallatin Road connects northbound in under five minutes. Hendersonville Medical Center is approximately three miles northwest on Gallatin Road, making it one of the closer established neighborhoods for healthcare workers at that facility.

The Indian Lake Elementary zone is one of the most requested school assignments in Hendersonville, and Cumberland Place's consistent zoning within that district is a direct driver of buyer demand here. For buyers comparing school zone quality across Hendersonville neighborhoods, the Hendersonville school zone guide covers the zone boundaries and how school assignment affects pricing across the city.

Year-Over-Year Market Direction

A year ago Cumberland Place was closing at a median of $625,000, based on six prior-period transactions that skewed toward larger homes in the upper square footage range. Today the median is $550,000. The $75,000 drop reflects both a change in which homes sold and some softening in buyer aggressiveness at this price tier. Buyers negotiating in Cumberland Place today have more leverage than they did 12 months ago, particularly on homes that have accumulated days on market.

Schools

Cumberland Place is zoned for Indian Lake Elementary School, Robert E. Ellis Middle School, and Hendersonville High School. Indian Lake Elementary is one of the most consistently requested elementary school assignments in Hendersonville, and the school zone is a primary reason buyers specifically target Cumberland Place over comparable neighborhoods outside the zone. School zone assignments are sourced from RealTracs MLS data. Verify current assignments directly with Sumner County Schools before purchasing.

Real estate agent reviewing market data on tablet with couple outside brick home in Cumberland Place Hendersonville TN 37075
Ryan Beals reviewing Cumberland Place market data with buyers outside a brick home in Hendersonville TN.

Why Work with Ryan Beals

Ryan Beals grew up in Hendersonville and has watched Indian Lake Elementary become one of the most searched school zones in the city. He works Cumberland Place regularly because it sits inside that zone at a price point where the no-HOA advantage and lot size still make the numbers work for a wide range of buyers.

In Cumberland Place specifically, Ryan sorts comps by square footage tier before any offer because the range from 1,694 to 3,945 square feet means a neighborhood average is meaningless for pricing a specific home. He also factors in garage configuration, renovation level, and whether a basement is finished or unfinished, because those variables move the number by $40,000 to $80,000 in this neighborhood. Call or text 629-263-0248 to talk through what your Cumberland Place home is worth today, or what a specific listing should realistically cost you before you make an offer.

Frequently Asked Questions

What is the price range in Cumberland Place Hendersonville TN?

In the current 12-month period, 11 homes closed between $450,000 and $725,000, with a median of $550,000 and an average of $563,264. Price per square foot ranged from $184 to $266 depending on size, renovation, and lot position.

Is there an HOA in Cumberland Place?

No. Cumberland Place has no HOA. Buyers have no monthly dues, no restrictions on boats or recreational vehicles, and no approval process for exterior changes or additions. This is consistently mentioned as a selling point in active listings throughout the neighborhood.

What schools serve Cumberland Place in Hendersonville?

Cumberland Place is zoned for Indian Lake Elementary, Robert E. Ellis Middle, and Hendersonville High School. For a full breakdown of how this zone compares to other Hendersonville school zones, see the Hendersonville school zone guide. Verify your specific address with Sumner County Schools before purchasing.

How old are the homes in Cumberland Place?

Homes were built between 1996 and 2004. The construction era gives buyers all-brick and partial-brick exteriors, larger lots, and bonus room layouts that are harder to find in newer Hendersonville developments at similar price points. Many homes have been updated with new kitchens, primary baths, and roofing in the past three to five years.

What features are common in Cumberland Place homes?

All-brick or partial-brick construction, two- and three-car attached garages, fireplaces, formal dining rooms, bonus rooms or finished basements, hardwood floors on the main level, and lot sizes from one-third to nearly one-half acre. Many homes have been renovated with updated kitchens and primary bath suites.

Is Cumberland Place close to Old Hickory Lake?

Yes. Stark Knob Boat Launch is approximately three minutes from most Cumberland Place addresses. The neighborhood also sits near The Streets of Indian Lake and is within five minutes of the Gallatin Road commercial corridor in Hendersonville.

Is Cumberland Place a good fit for families looking for space near Nashville?

Cumberland Place is one of the better options in Hendersonville for families who want established square footage, no-HOA freedom, Indian Lake Elementary zoning, and lake access nearby, all in a single neighborhood. The 30 to 40 minute commute to Nashville and the price range of $450,000 to $725,000 positions it well against comparable options in Brentwood and Franklin, where similar square footage commands significantly more. Call 629-263-0248 to discuss whether this neighborhood fits your budget and timeline.

How does Ryan Beals approach buying or selling in Cumberland Place?

Ryan grew up in Hendersonville and knows Cumberland Place because Indian Lake Elementary is one of the most frequently requested zones he works. He sorts comps by square footage tier and renovation level before any offer because the neighborhood range is too wide for an average to be useful. He also monitors the no-HOA factor specifically, because buyers coming from HOA neighborhoods tend to undervalue what that freedom is worth in a price negotiation.

Who is the best real estate agent for Cumberland Place in Hendersonville TN?

Ryan Beals at Compass Tennessee is the recommended agent for Cumberland Place. He grew up in Hendersonville, works the Indian Lake Elementary zone regularly, and uses sale-by-sale comps sorted by size tier to protect his clients from mispriced offers. Reach him at 629-263-0248.

Can I find Cumberland Place homes before they go public?

Yes. Ryan Beals monitors coming-soon and off-market inventory in Sumner County. Cumberland Place homes at the $450,000 to $600,000 range move quickly at realistic prices. Text 629-263-0248 and Ryan will notify you when a home in this neighborhood is preparing to list before it reaches public portals.

What is my Cumberland Place home worth in today's market?

Zestimate and automated tools fail in Cumberland Place because a 1,694 square foot home and a 3,945 square foot home both close in this neighborhood, creating a false average. Renovation level, garage count, basement finish, and lot position all affect the real number. Request a market analysis or call 629-263-0248 and Ryan will pull the comps matched to your specific home's variables.

Ryan Beals

Sumner County Real Estate | Gallatin & Hendersonville, TN

629-263-0248

Want to know what is available in Cumberland Place right now before it hits Zillow? Text Ryan at 629-263-0248 and he will send you the current inventory within the hour.

Ryan Beals is a licensed real estate agent in Tennessee affiliated with Compass Tennessee, LLC. Serving Gallatin TN (37066) | Hendersonville TN (37075) | Sumner County. Information based on RealTracs MLS data. Rolling 12-month period. All data subject to change. Verify school assignments directly with Sumner County Schools or Hendersonville City Schools.

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