Cumberland Place has been building quietly in northwest Gallatin since 2007, and 17 closed sales over the past 24 months show a market that runs from $340,000 to $505,000 in the same community. The $300-a-year HOA is one of the lowest in Gallatin for a neighborhood this established.

Cumberland Place closed 17 homes over a 24-month window at a median of $419,900. The price range runs from $340,000 to $505,000, depending on the phase, build year, and square footage. For a year-over-year comparison of how that median has moved, contact Ryan Beals directly at 629-263-0248. That context is worth having before you make an offer or decide whether to list.

What you get for that price is meaningful. All 17 closed sales came with a two-car garage. Lot sizes range from 0.21 to 0.54 acres on quiet residential streets named after national parks: Smoky Mountains Drive, Bryce Canyon Way, Fredericksburg Drive, Mesa Verde Place. The HOA is $300 per year across all phases, some sections pay monthly at $25, some quarterly at $75, some annually, but the annual cost is the same regardless.

The community sits among other established Gallatin neighborhoods in the $350,000 to $500,000 range. If you are comparing what Cumberland Place offers against other Gallatin neighborhoods under $425,000, the lot sizes and low HOA tend to stand out relative to the price.

Location and Daily Life in Cumberland Place

Cumberland Place sits in the northwest quadrant of Gallatin, roughly a mile from the Old Hickory Lake shoreline. The main streets, Smoky Mountains Drive and Fredericksburg Drive, are fully built out with the newer sections featuring sidewalks and underground utilities. Bryce Canyon Way and Mesa Verde Place branch off as you move into the Cumberland Place North phases, completed between 2017 and 2020.

The neighborhood has a settled feel that newer subdivisions lack. Trees are mature along the older streets, lots are wider than the typical new-construction minimum, and the traffic pattern is purely residential. There is no cut-through arterial pulling commuter traffic through the neighborhood, which keeps the streets quiet during peak hours even as surrounding Gallatin has grown significantly over the past decade.

Grocery access is quick via Long Hollow Pike heading east toward the Gallatin Road corridor. Kroger, Publix, and Walmart Supercenter are all within 10 minutes. Downtown Gallatin's historic square, with its local restaurants and services, is about a 10-minute drive south.

The Homes in Cumberland Place

Homes in Cumberland Place range from 1,560 to 3,174 square feet, covering a wide range of buyer needs. The smaller homes built in 2007 and 2014 along Smoky Mountains Drive are primarily 3-bedroom, 2-bath slab construction in the 1,585 to 2,065 square foot range. These sold between $340,000 and $429,000 in the past 24 months, with price per square foot running from $165 to $243.

The larger homes in Cumberland Place North, built between 2017 and 2020, push into 4 and 5-bedroom territory. The 2020 builds on Fredericksburg Drive reached 3,174 square feet and closed at $490,000 to $505,000. Price per square foot across all 17 sales ranged from $158 to $253, with the lower per-foot numbers attached to the larger floor plans and the higher per-foot numbers on the smaller, more efficiently priced homes.

All-brick construction exists in Cumberland Place but is not the majority. Most homes are partial brick with hardboard or vinyl siding on the upper sections. Two-car attached garages are standard across every phase. For buyers evaluating the $400,000 to $500,000 price tier in Gallatin, Cumberland Place delivers competitive square footage and lot size relative to the peer group.

Cumberland Place does not generate heavy search volume under that name, which means well-priced inventory here moves without much competing attention. When a home in a preferred phase comes up, it does not sit long. Text or call Ryan directly at 629-263-0248 if you want real-time awareness of what is active before it shows on Zillow.

Cumberland Place Market Data (24-Month Period)

Data from RealTracs MLS. 24-month period (August 2024 – February 2026). Closed sales only.

Getting Around Cumberland Place

From Cumberland Place, the quickest route to Highway 386 (Vietnam Veterans Blvd) is Long Hollow Pike heading west. Most mornings, the drive to downtown Nashville takes 45 to 55 minutes from this part of Gallatin in normal conditions. The Long Hollow Pike and Highway 386 interchange near the 109 corridor is the main friction point during evening rush hour, particularly heading east back toward Gallatin after work. Plan for extra time on that stretch between 4:30 and 6:00 p.m. most weekdays.

Buyers commuting to Vanderbilt Medical Center, HCA, or other Nashville employers will find this location manageable as a daily drive. The Amazon distribution center in Lebanon is roughly 20 minutes east on I-40 for residents working in that direction. For buyers employed in Gallatin itself, including along the growing Highway 386 and 109 corridor, the location is genuinely convenient without the premium of a closer-in neighborhood.

Bledsoe Creek State Park is less than 10 minutes away by car, with boat ramps to Old Hickory Lake, tent camping, and hiking trails that stay uncrowded most days. For residents who want lake access without paying lakefront prices, this is the practical path in this part of Gallatin. The Old Hickory Lake waterfront market in Gallatin runs significantly higher, so the proximity here is a real geographic advantage for the price.

Amenities in Cumberland Place

Community amenities in Cumberland Place vary by phase and are not consistent across the entire subdivision. The newer sections in Cumberland Place North include underground utilities and sidewalks. Some sections include park and playground access. Walking trails appear in certain phases along Fredericksburg Drive and Smoky Mountains Drive.

The $300-per-year HOA is intentionally minimal. It covers common area maintenance without the monthly cost burden that higher-amenity Gallatin communities charge. If a pool, clubhouse, or fitness center is important to your lifestyle, Cumberland Place is not the right fit. If the priority is a clean, established neighborhood at the lowest possible carrying cost, the math here works. At $25 per month, few subdivisions at this price point offer comparable value.

Schools Serving Cumberland Place

Cumberland Place is served by Guild Elementary and Gallatin Senior High School across the entire community. The middle school assignment is where buyers need to pay attention: most addresses pull Joe Shafer Middle School, but some homes in Cumberland Place North are assigned to Rucker Stewart Middle instead. The difference is street-level, not subdivision-level, meaning two homes on adjacent streets can have different middle school assignments.

If middle school zoning is a factor in your decision, do not rely on what a listing shows or what a portal displays. Verify the specific street address directly with Sumner County Schools before going under contract. This is one of those details where getting it right before the purchase matters considerably more than any other piece of due diligence in this community.

Why Work with Ryan Beals

Cumberland Place produced a $340,000 sale and a $505,000 sale in the same 24-month window. That $165,000 spread across a community with identical HOA fees, the same county, and similar street layouts is not random. It comes from build year, square footage, phase, lot position, and condition. Understanding which variables are actually driving price here takes someone who reads MLS data the way most agents read listing descriptions.

Ryan was born and raised in Gallatin and Hendersonville. He knows which phases of Cumberland Place have the larger lots, which streets carry the school zone split, and what buyers in this price range consistently overlook when comparing options. His approach is straightforward: pull the closed data, break it down by phase and build year, and show clients what buyers have actually paid before any conversation about offer or list price strategy.

If you are comparing Cumberland Place against other established Gallatin neighborhoods in this price range, Ryan can run a side-by-side comparison so the decision comes from numbers rather than assumptions. Call or text directly at 629-263-0248.

Frequently Asked Questions