Elk Acres closed 16 sales in the past 12 months at a median of $385,000, down from $413,500 the prior year. That shift is creating real entry opportunity in a well-established Gallatin neighborhood with sidewalks, a park, and direct access to Hwy 109.

The headline number in Elk Acres right now is the year-over-year median decline: $413,500 a year ago, $385,000 today. That 6.9% drop sounds like bad news, but for buyers, it means the neighborhood is now more accessible than it was 12 months ago while still delivering all-brick and partial brick homes on real lots with actual square footage. The price range runs from $305,000 at the low end to $470,000 at the top, with most transactions clustering in the mid-to-upper $300s.

Sixteen closed sales in 12 months is a healthy number for a single neighborhood. Elk Acres is built out, meaning every transaction is a resale, and the market here is telling you something: buyers are still choosing it at the current price point. If you want to work through what specific features are driving homes to the top versus the bottom of that range, Ryan Beals can pull the individual closed comps and show you exactly what all-brick has traded for versus partial brick and what updated versus original finishes have meant for price in this neighborhood over the past year.

For context on how Elk Acres fits the broader Gallatin picture, it sits squarely in the territory covered in the Gallatin neighborhoods under $425,000 breakdown, where established resale options compete directly with newer builds on smaller lots.

Location: Hwy 109 Access and the Windsong Corridor

Elk Acres sits just off Hwy 109 in Gallatin TN 37066, with streets including Savannah Avenue, Callie Avenue, Ryan Avenue, and Campbell Avenue running through the neighborhood. The access to Hwy 109 is one of the community's practical advantages: the Windsong retail area puts Kroger, restaurants, and daily errands within a few minutes of your front door.

That same highway proximity is worth thinking about when choosing your lot. Homes positioned deeper in the neighborhood, on Savannah or Campbell, tend to sit further from road noise than homes closer to 109. It is not a dealbreaker in any part of Elk Acres, but it is a real variable that affects daily life. I was driving through the neighborhood recently and this is something I noticed firsthand: the road access is genuinely convenient, and the feel of the neighborhood shifts noticeably depending on where exactly you are within it.

For buyers deciding between Elk Acres and comparable options in Hendersonville or newer Gallatin builds, the $400K comparison between Gallatin and Hendersonville shows exactly how far that budget stretches in each market and what you give up on either side.

The Homes in Elk Acres

Construction in Elk Acres runs from 1997 through 2017, which means the newest homes are now about eight years old and the oldest are approaching 30. The range of builds reflects it: you will find all-brick ranches, partial brick two-stories with vinyl siding, and contemporary-style homes depending on which section of the neighborhood you are in. Square footage runs from 1,400 to 2,568, with 3 to 4 bedrooms and 2 full baths standard across the closed sales.

Lot sizes are 0.21 to 0.31 acres, which is real yard space by Gallatin standards. Garages are 2 to 3 car, attached and front-entry. The construction quality in the neighborhood is solid across the board, though the gap between an updated home and an original-condition home here is meaningful. Price per square foot ran from $174 to $239 in the past 12 months, and that spread reflects finishes and condition more than location within the neighborhood.

A year ago Elk Acres was closing at a median of $413,500. Today that number is $385,000. That $28,500 decline tells you the market has corrected from the post-COVID run-up, and buyers are back in a position where negotiation is possible on homes that sit longer.

Elk Acres Market Data (Past 12 Months)

Data from RealTracs MLS. Rolling 12-month period. Closed sales only.

Getting Around Elk Acres

From Elk Acres, residents reach Hwy 109 in minutes. Hwy 109 connects south toward the Long Hollow Pike and Hwy 386 (Vietnam Veterans Blvd) interchange at Hwy 109, which is the key routing point for the morning commute to Nashville. That intersection experiences significant congestion during evening rush, particularly between 4:30 and 6:30 p.m. Most mornings, expect 45 to 50 minutes to downtown Nashville via Hwy 386 north to I-65 or I-24, though that number climbs on heavy days.

The Windsong retail corridor is the practical win for daily life in Elk Acres: Kroger, restaurants, and everyday services are within a few minutes of leaving the neighborhood. Major employers reachable within a reasonable commute include Vanderbilt Medical Center and HCA Healthcare in Nashville, plus the distribution and manufacturing operations expanding along the Hwy 386/109 corridor itself. For families and professionals who want to split the difference between Nashville access and Gallatin's lower cost of living, the Hwy 109 positioning is an asset.

Amenities

Elk Acres includes a neighborhood park, a playground, and sidewalks throughout. There are no pool or clubhouse amenities, which keeps the HOA cost in the $22 to $25 per month range. The trade-off is that recreational amenities are community-maintained rather than resort-style, which suits buyers who want neighborhood feel without HOA overhead.

Schools

Elk Acres feeds into Guild Elementary School, Rucker Stewart Middle School, and Gallatin Senior High School. This zone is distinct from the Liberty Creek and Station Camp zones that drive elevated buyer demand in the southern and eastern Gallatin corridors. Buyers for whom school zoning is a deciding factor should confirm current assignments directly with Sumner County Schools, as zone lines are subject to change. The resale market dynamics in established Gallatin neighborhoods are directly tied to school zone demand, and understanding where Elk Acres falls in that landscape matters if you are buying with resale in mind.

Why Work with Ryan Beals

I know Elk Acres from the ground level. I have driven through recently and I understand where the street positions make a difference: homes on Savannah and Campbell, deeper in the neighborhood, sit away from the 109 noise corridor in a way that homes closer to the perimeter do not. That is the kind of detail that does not show up in MLS data but matters when you are deciding between two houses at the same price point.

My approach with established neighborhoods like this is data-first: I show you what the 16 closed sales actually tell you about construction type, condition, and location before we tour. That way, when you walk into a house, you already know whether the asking price reflects what the market has paid or whether there is room to negotiate. For sellers, that same data set tells you exactly how to price to move the home in a market where the median has shifted 6.9% in 12 months. Reach out at nhg.guru/ryan-beals or call 629-263-0248.

Frequently Asked Questions